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Sell Estate and Probate Notes, Real Estate Mortgage Notes, Land Contracts, and Private Deeds of Trust

What Are Estate Notes?

An Estate Note is a promissory note or loan secured by estate assets—often real property or inheritance rights—during estate settlement. These notes commonly arise when heirs, beneficiaries, or estate executors agree to distribute payments over time rather than receiving a lump sum immediately.

Estate Notes represent debt owed to an heir or beneficiary that can be sold to a note buyer for immediate cash. Selling your Estate Note allows you to avoid delays in estate settlement, eliminate risk, and get access to liquidity when you need it most.

What Are Probate Notes?

Probate Notes are financial agreements tied to assets distributed during the probate process—the legal proceeding used to validate a will and distribute a deceased person’s estate.

In many cases, Probate Notes are created when one heir buys out another’s share of property or when the estate carries a loan or debt obligation that will be paid out once probate is complete. Instead of waiting months or even years for the estate to close, note holders can sell their Probate Notes to a trusted funding company for instant cash.

Staffing Factoring, Mortgage Notes, Structured Settlement Funding

This process turns future payments into immediate cash, giving you control and flexibility during what’s often a complicated legal process.

How Estate and Probate Notes Work

  • 1. Creation of the Note: An Estate or Probate Note is created when an heir, estate, or buyer agrees to make payments over time.
  • 2. Payment Terms: The note outlines the interest rate, payment schedule, and collateral (usually property or estate assets).
  • 3. Sale of the Note: Instead of waiting years for full payment, you can sell your note to a professional note buyer like First Capital for a lump sum cash payout.
  • 4. Fast Funding: Once verified, funds can be deposited directly into your account—often within days.

Our Estate and Probate Note Buyers Parameters

Why Sell Your Estate or Probate Note?

Selling your Estate or Probate Note offers several benefits:

✅ Immediate Cash Access – Get paid now instead of waiting for years of installments.

✅ Eliminate Risk – Avoid potential nonpayment or estate complications.

✅ Simplify Your Finances – Turn an uncertain asset into liquidity you can use right away.

✅ No Legal Hassles – We handle all documentation and verification.

✅ Nationwide Service – We buy Estate and Probate Notes in all 50 states.

Challenges to Be Aware Of

  • Probate delays: Not all estates are ready to sell right away.
  • State-by-state rules: Procedures and requirements vary widely.
  • Missing details: Heirs often don’t know the balance, rate, or payment history.
  • Lost documents: Original notes or mortgages may need to be replaced or re-established.
  • Sensitivity: You’re working with people during a time of loss, which calls for patience and professionalism.

Minimum ITV Values

  • Owner Occupied Single Family Residential (75%)
  • Non-Owner Occupied Single Family Residential (70%)
  • Commercial Properties (60% -75%)

Acceptable Property Types

  • Single Family Residential
  • Multi-Family Properties
  • Condominiums
  • Small Apartment Buildings
  • Commercial Properties
  • Mobile Homes with Land
Note Buyers, We Buy Notes
Happy couple received Structured Settlement Funding

Why Choose First Capital

First Capital is America’s #1 Note Buying Company and a trusted leader in Estate and Probate Note purchasing. We specialize in helping heirs, investors, and estate administrators unlock fast capital without unnecessary red tape.

Here’s what sets First Capital apart:

  • 💼 Top Payouts Nationwide – We consistently offer industry-leading pricing for all types of notes.

  • ⚡ Fast Closings – Get approved and funded in as little as 3–5 business days.

  • 🏛️ Expert Guidance – Our specialists understand estate law, probate timelines, and note structuring.

  • 🌎 Nationwide Coverage – Whether you’re in Texas, California, Florida, or anywhere in between, we’re ready to buy your note.

  • 🔒 Confidential, No-Obligation Quotes – Get a free quote with no pressure or fees.

When time, clarity, and cash matter most, First Capital is the go-to source to sell Estate and Probate Notes fast.

Note Holders Handbook

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Get a Free Quote Today

If you’re holding an Estate Note or Probate Note, don’t wait months or years for payment. Sell your note today for quick cash and peace of mind.

👉 Contact First Capital to get your free, no-obligation quote and turn your Estate or Probate Note into immediate working capital.

Call 1-800-497-7701 or fill out our easy quote form for your FREE no obligation quote today!