Freight Factoring Solutions for Trucking Companies
In the trucking and transportation industry, waiting 30, 60, or even 90 days for shippers and brokers to pay invoices can create major cash flow challenges. Freight Factoring, also known as Trucking Factoring, is the fastest way to keep your business moving by converting unpaid invoices into immediate working capital.
At First Capital, we specialize in providing trucking companies with the financial support they need to cover fuel, payroll, maintenance, and daily operating expenses—without the stress of waiting on customer payments.
What is Freight Factoring?
Freight Factoring is a financing solution that allows trucking companies to sell their accounts receivable (freight bills) to a factoring company at a small discount in exchange for same-day or next-day payment. Instead of waiting weeks or months for brokers and shippers to pay, you receive the cash you need right away.
This gives your business predictable cash flow to cover expenses, take on more loads, and grow your operations.

Invoice Factoring Benefits
First Capital works with a variety of Trucking and Freight companies in the US to help them maintain cash flow and meet weekly financial demands.
- Immediate Cash – Our process is built around immediate response to client needs, and the best cash turn around in the industry.
- Quick Credit Checks – Receive credit checks on your customers.
- Low Risk – Competitive rates and no hidden fees.
- Financial Freedom – No debt is created.
- Bad Debt Protection – Riviera takes on all the credit risk!
First Capital Freight Factoring Has Many Benefits
Not all factoring companies are created equal. First Capital is the go-to source for Freight Factoring because we understand the trucking industry inside and out. Our flexible programs are designed to help carriers of all sizes thrive.
Who Benefits from Trucking Factoring?
Freight Factoring is ideal for:
- Owner-operators looking for steady fuel and maintenance cash.
- Small to mid-sized fleets wanting predictable income to cover payroll and expand routes.
- Large carriers managing high-volume receivables and ongoing operating costs.
- Start-up trucking companies that need consistent cash flow to scale quickly.
Why Choose First Capital for Freight Factoring?
With First Capital, you get:
- Fast Funding: Same-day or next-day payments on freight bills.
- Fuel Advances: Cash for fuel before your load even delivers.
- No Hidden Fees: Transparent pricing with no surprises.
- Credit Checks: We check your brokers and shippers, so you don’t have to.
- Back-Office Support: Let us handle billing and collections while you focus on driving.
- Flexible Programs: Recourse and non-recourse factoring tailored to your needs.
Request Our FREE booklet, “When Banks Say No!” The Small Business Guide To Factoring
FREE from First Capital.
Get more information on Freight Factoring and how it can help your Trucking Business from the nation’s best Trucking Factoring Company.
Call 1-800-497-7701 or fill out our easy quote form for your FREE no obligation quote today!