Customized Equipment Financing for Every Facet of Industry. Get the equipment you need, quickly and easily. Keep pace with technology, replace obsolete machinery, and expand your business.
Equipment Financing and Leasing: Powering your Business Growth
Acquiring the equipment financing or leasing essential for your business’s success doesn’t always require a significant upfront cash outlay. Our financing and leasing programs offer flexible solutions designed to help businesses of all sizes acquire the assets they need, while preserving working capital and managing cash flow efficiently.
What is Equipment Financing?
The financing of equipment involves obtaining a loan specifically to purchase business equipment, including machinery, vehicles, technology, medical equipment, and more. The equipment itself typically serves as collateral for the loan, potentially leading to more favorable terms compared to unsecured loans.
How Equipment Financing Works
The process generally involves applying for a loan, getting approved based on the equipment’s value and your creditworthiness, using the funds to purchase the equipment, and then repaying the loan over time, resulting in your business owning the equipment.
Key Benefits of Equipment Financing
The financing of equipment offers benefits such as ownership of the equipment, potential tax advantages like depreciation and interest deductions, predictable fixed payments, and the possibility of lower interest rates due to using the equipment as collateral. It also helps preserve working capital for other business needs.
Key Benefits of Equipment Leasing
Leasing Equipment offers several advantages for businesses, primarily revolving around cash flow, flexibility, and obsolescence management. It can be a cost-effective alternative to purchasing equipment outright, allowing businesses to conserve capital, potentially lower monthly payments, and access the latest technology more easily.
Why Choose First Capital For Your Equipment Financing Needs?

- Low Rates / Flexible Terms
- Fast Approvals (Within Hours)
- Easy Application Process
- Even When Banks Say No
- Section 179 Friendly
- Progress Payments / Re-fi’s / Payoffs
- Private Party Financing is Welcome
- Used Equipment is OK
Our Equipment Financing Parameters
Some Equipment We Finance
- Commercial Vehicles
- Construction Equipment
- Industrial Machinery
- Manufacturing Equipment
- Dental/Medical Equipment
- Laundry / Dry Cleaning Equipment
- Office Equipment
- Gym Equipment
- Restaurant Equipment
- Landscaping Equipment
- Farm Equipment
The above list is just some of the equipment types we can finance or lease. If you need other equipment not listed, ask your BDO.
Acceptable Industry Types
- Construction
- Manufacturing
- Healthcare
- Transportation
- Agriculture
- Industrial
- Service
- Hospitality
- Telecommunications
- Automotive
This is just some of the industries we work with.
We Offer
- Simple Application Process
- Faster Approvals
- Flexible Terms
- Competitive Fixed Rates
- Better Customer Service
- No Blanket Liens Possible
- 100% Financing Possible
When it comes to Financing and Leasing Equipment in Irving Texas, or Nationwide, First Capital is your go-to Professionals. Have questions? Our Business Development Officers stand ready to assist you every step of the way.
Apply for fast, professional Equipment Financing or Equipment Leasing Today!