Asset-Based Loans That Work For You
Turn your assets into accessible working capital
Unlock Flexible Funding to Operate and Grow
Courteous Underwriters &
Hassle
Free
Closings
Our Asset-Based Loans (ABL) provide fast and flexible access to real Working Capital by leveraging your existing accounts receivables and inventory.
Asset-Based Loans That Unlock Your Business Potential .
At First Capital, we provide businesses nationwide with flexible Asset-Based Loans designed to maximize cash flow and fuel growth. Whether you need working capital, funds for expansion, or a way to stabilize your operations during seasonal fluctuations, our asset-based lending solutions are built to give you the capital you need—when you need it.
What is an Asset-Based Loan?
An asset-based loan (ABL) is a type of business financing that uses your company’s assets—such as accounts receivable, inventory, or equipment—as collateral. Instead of relying only on credit history, we focus on the strength of your business assets, allowing you to unlock capital already tied up in your balance sheet.
Asset-based loans are ideal for businesses with valuable assets but limited access to traditional bank lending.
How Asset-Based Lending Works
- Evaluate Your Assets – We assess receivables, inventory, or equipment to determine available loan value.
- Loan Advance – A percentage of the asset value is advanced to your business, providing immediate working capital.
- Ongoing Access – As receivables are collected or inventory cycles, funds become available again—creating a revolving credit structure.
- Growth Support – Use your loan for payroll, expansion, supplier payments, or other operating needs.
Our Asset-Based Lending Parameters
Asset-Based Loans Are Best For:
- Growing companies with strong receivables and inventory
- Businesses experiencing seasonal fluctuations
- Companies in turnaround situations needing working capital
- Firms with limited credit history but strong assets
Why First Capital For ABL?
- Nationwide Lending Power – We provide funding to businesses across all 50 states.
- Industry Expertise – Decades of experience in commercial finance and structured lending.
- Fast Approvals – Streamlined underwriting for quick access to working capital.
- Tailored Solutions – Flexible structures built around your unique business model.
- Dedicated Advisors – Our team guides you through every step of the process.
At First Capital, we don’t just lend—we partner with you to help your business succeed.
Who Benefits Most from ABL
- Manufacturing & Distribution
- Wholesale & Import/Export
- Transportation & Logistics
- Staffing & Professional Services
- Retail & E-commerce
- Construction & Supply Chain
Get Started Today
Is your business ready for an Asset-Based Loan? If you’re ready to access flexible financing and unlock working capital through your receivables, inventory, or equipment, First Capital is here to help.
